Home Loans

The Home Loan Centre

Established in 1992 The Home Loan Centre, based in Adelaide, has helped thousands of South Australian’s obtain finance for their homes.


HomeStart Finance

HomeStart Finance was created by the South Australian Government to provide affordable housing finance solutions. Provided you are a South Australian resident and can save a minimum of $3,000 over a minimum 3 month period or provide 12 months satisfactory rental payment history, you may qualify for a HomeStart loan.


Other Finance Options

Our Finance Specialists are available to discuss all mortgage / finance options with you. We have access to over thirty different lenders including the big four banks which provides us with thousands of loan product options. This allows us to choose the right loan to suit all needs. Whether you are looking for a home loan,  to refinance, cheaper home loan rates, debt consolidation or commercial investment we can help. Contact us today to explore your finance options!

Expert Advice

Our Finance Specialists are fully qualified with all industry requirements.


We have three handy locations – North, South and City Central or we’ll come to you!


We’re backed by KeyInvest Ltd a Friendly Society company that has been around for over 135 years!

Loan Management

Any questions about your Loan? Contact us, our friendly staff are here to help!

Free Reviews

Not sure if your loan is still the right loan for you? We provide free financial reviews, contact us today!


We have over 30 different lenders on our panel, we can find the right loan to suit your needs!

HomeStart Finance Options


HomeStart HomeLoan
A home loan option which can be designed to suit your needs.

Break Through Loan
A shared appreciation loan that can increase your borrowing power by up to 35% taken in conjunction with another eligible loan.
Graduate Loan
Eligible graduates include those with a diploma, degree or higher qualification as well as specific tradespeople and technicians with a Certificate III/IV, South Australian police and nurses.
Seniors Equity Loan
This loan is commonly referred to as a ‘reverse mortgage’ and enables you, if 60 or over, to access your home’s equity.

Low Deposit Loan
Even if you don’t think that you have enough funds for a deposit, this loan could be the solution to help you on your way to home ownership sooner

December 16, 2015
Please be advised that on Tuesday the 29th of December until Thursday the 31st of December inclusive our office will be closed. Our office will…

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May 28, 2014
For your chance to win, enter our competition here Update your details competition commences on 2nd of June 2014 and entries close on 31st July…

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May 12, 2014
Our parent company KeyInvest Lending Services has access to over thirty different lenders, including the big four banks! This allows us to search thousands of…

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Our parent company


Our lending panel

Liberty PMS hires

Call us today at 08 8210 0090 or email enquiry@homeloancentre.com.au

Let us explore your finance options.

Office Location